Ponte Academic Journal Dec 2016, Volume 72, Issue 12 |
RISK MANAGEMENT IN DISBURSEMENT AND REPAYMENT SYSTEM: A COMPARISON OF MALAYSIAN ISLAMIC MICROFINANCE PROVIDERS Author(s): Nabilah Rozzani ,Intan Salwani Mohamed, Sharifah Norzehan Syed Yusuf J. Ponte - Dec 2016 - Volume 72 - Issue 12 doi: 10.21506/j.ponte.2016.12.5 Abstract: This study intends to compare and contrast the risk management process between two types of Islamic microfinance providers in Malaysia. Using comparative case study method, interview sessions were conducted among staffs and clients of two Islamic microfinance providers. Data triangulation with various public documents was conducted to enhance the credibility and reliability of data, also to support the claims which were made by informants. Although risk management practices in Institution A and Institution B were found to be slightly different, it was also found that both Islamic microfinance providers have elements of general risk management process in their disbursement and repayment system.
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